AHIP Practice Exam

Question: 1 / 400

What is a key component of Medicare Advantage plans?

Prescription drug coverage only

Coverage for hospital and medical services

Medicare Advantage plans, also known as Medicare Part C, are designed to provide comprehensive coverage that combines various Medicare services into a single plan. A key component of these plans is the provision of coverage for hospital and medical services. This includes benefits that are typically covered under Original Medicare, such as inpatient hospital stays (Part A) and outpatient medical services (Part B).

While some Medicare Advantage plans may include prescription drug coverage, exclusive access to specialists can vary by plan, and free preventive services, while often included, are not guaranteed in all cases. The primary goal of Medicare Advantage is to offer a more holistic approach to Medicare coverage, encompassing a broad range of health care services beyond just prescription drugs or certain types of visits. Recognizing that hospital and medical service coverage is fundamental to these plans highlights their role in ensuring that beneficiaries receive necessary medical care in a coordinated manner.

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