AHIP Practice Exam

The primary eligibility requirement for Medicaid is that individuals must meet income and other eligibility criteria defined by state and federal regulations. This requirement encompasses a variety of factors, including income level, household size, disability status, and age. Each state has the discretion to set specific criteria, but they must align with the broader federal guidelines. This flexibility allows Medicaid to serve diverse populations, including low-income families, pregnant women, children, elderly individuals, and those with disabilities.

In contrast, the other options specify requirements that do not apply universally to Medicaid eligibility. Employment duration isn't a factor in determining eligibility, as Medicaid is focused primarily on income and certain demographic factors rather than employment history. Age is relevant as Medicaid does serve the elderly, but it is not the sole criterion, given that eligible individuals can be of any age, including children and working-age adults. Additionally, existing private health insurance is not a requirement for Medicaid; rather, it serves individuals who may be uninsured or underinsured. Thus, the comprehensive approach to eligibility criteria outlined in the correct answer captures the essence of how Medicaid is designed to assist those in need.