AHIP Practice Exam

Question: 1 / 400

How often are Medicare beneficiaries allowed to switch their Medicare Advantage plans?

Once every five years

During open enrollment twice a year

During the Annual Enrollment Period and Special Enrollment Periods

Medicare beneficiaries have the option to switch their Medicare Advantage plans during specific times designated by the Medicare program. The primary period for making such changes is the Annual Enrollment Period (AEP), which occurs annually from October 15 to December 7. During this time, beneficiaries can enroll in a Medicare Advantage plan, switch between plans, or revert to Original Medicare.

In addition to the AEP, beneficiaries may also qualify for Special Enrollment Periods (SEPs) that allow them to switch plans outside of the AEP, such as when they experience certain life events, like moving to a new area, losing other health coverage, or qualifying for Medicaid.

This structured approach ensures that beneficiaries have multiple opportunities throughout the year to reassess their health care needs and select a plan that best meets those needs, aligning with their healthcare objectives. The other answer choices either imply too infrequent options or do not accurately reflect the policies that govern when beneficiaries can change their plans.

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At any time throughout the year

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