AHIP Practice Exam

If Ms. Edwards needs to fill lost prescriptions while traveling, filling them at non-network pharmacies is often the most practical solution, despite the possibility of higher costs. Many health plans have provisions that allow beneficiaries to use non-network pharmacies in emergencies or when traveling, even if it means incurring additional out-of-pocket expenses. This option provides her with immediate access to the necessary medications, ensuring that her health needs are met while she is away.

In contrast, filling at any pharmacy without restrictions might not take into account the policies of her health plan which might limit where prescriptions can be filled. Additionally, while using network pharmacies may offer lower costs, this approach may not be viable if she is traveling outside her plan’s service area or if she doesn't have access to a network pharmacy nearby. Waiting until she returns home could result in unnecessary delays in receiving her medications, which might adversely affect her health, especially in case of urgent prescriptions. Thus, opting for non-network pharmacies is a practical choice in this scenario.