AHIP Practice Exam

Medicaid is a program specifically designed to provide health coverage for low-income individuals and families. It is a federal and state partnership that offers a range of health services, including hospital stays, doctor visits, preventive care, and long-term care, among others. The eligibility criteria for Medicaid are primarily based on income level and household size, enabling access to healthcare resources for those who may not afford insurance otherwise.

Understanding the nature of the other options clarifies why they are not the correct answer. Medicare, for instance, primarily serves older adults aged 65 and over, as well as certain younger individuals with disabilities or specific diseases. Private insurance usually requires individuals to pay premiums and is often tied to income, so it may not be accessible for low-income populations. Employer-sponsored insurance is generally available through workplaces and depends on the employee's job, meaning it may not be available to everyone, especially those unemployed or in low-wage jobs. Hence, only Medicaid is explicitly geared towards providing health coverage to low-income individuals.