AHIP Practice Exam

If Mrs. Chen is a citizen over 65, what can she expect regarding Part A coverage?

1. She will not qualify for coverage.

2. She will qualify depending on her income level.

3. She is most likely covered by paying Medicare taxes while working.

4. She must provide additional documentation to prove her eligibility.

The correct answer is: She is most likely covered by paying Medicare taxes while working.

Mrs. Chen, as a citizen over the age of 65, can typically expect to have Medicare Part A coverage without additional cost if she meets specific criteria. Since she is over 65, she is likely eligible due to having paid Medicare taxes during her working years. Most individuals who have continuously worked and paid these taxes for a sufficient period automatically qualify for Medicare Part A benefits without the need to pay monthly premiums. This understanding of Part A is fundamental, as it provides hospital insurance that covers inpatient hospital stays, skilled nursing facility stays, hospice, and some home health care services. Therefore, the expectation of being covered through the payment of Medicare taxes is a key aspect of her eligibility. The other considerations – such as not qualifying based on income level, needing additional documentation, or not qualifying at all – do not apply to her given the general rules surrounding Medicare eligibility for citizens over the age of 65 who have a work history that involves Medicare tax contributions.