AHIP Practice Exam

What option can Mr. Bickford explore for obtaining assistance with his drug costs?

1. Checking with state Medicaid

2. Contacting medication manufacturers for assistance

3. Applying for Medicare Part A

4. Trying to get on a Medigap plan

The correct answer is: Contacting medication manufacturers for assistance

Mr. Bickford can explore contacting medication manufacturers for assistance with his drug costs because many pharmaceutical companies offer patient assistance programs designed to help individuals who cannot afford their medications. These programs may provide medications at no cost or at a reduced cost based on the patient’s financial need and circumstances. By reaching out directly to the manufacturers, Mr. Bickford could potentially access resources specifically tailored to help individuals facing high drug costs. Other options may not address his immediate needs as effectively. For example, checking with state Medicaid is a possibility, but eligibility for Medicaid varies widely based on income and other factors. Similarly, applying for Medicare Part A is generally related to hospital insurance rather than directly addressing drug costs; it does not provide coverage for prescription medications unless he manages to also enroll in Medicare Part D, which is specifically for drugs. Lastly, trying to get on a Medigap plan could help with medical costs, but Medigap plans do not typically cover prescription medications either. Therefore, contacting medication manufacturers offers a direct line of assistance specific to his drug expenses.