AHIP Practice Exam

What should Agent Neil Adams consider regarding the application for a Medicare Advantage plan for Mrs. Young?

1. It is advisable to complete the application before the AEP begins

2. Agents can submit applications anytime regardless of AEP

3. Agents should not solicit enrollment prior to the AEP

4. Applications can be completed during vacation without issues

The correct answer is: Agents should not solicit enrollment prior to the AEP

Agent Neil Adams should consider that agents should not solicit enrollment prior to the Annual Enrollment Period (AEP). The AEP is a designated time frame established annually during which eligible beneficiaries can enroll in, switch, or drop Medicare Advantage plans. Solicitations made outside this period are typically not compliant with regulations set forth by the Centers for Medicare & Medicaid Services (CMS). This is crucial for ensuring that the enrollment process is conducted properly and transparently, adhering to federal guidelines. Any solicitation or enrollment activities conducted outside of this designated period can lead to potential violations and penalties for the agent, as well as confusion for the beneficiaries. Thus, it is essential that Neil waits until the AEP to engage with Mrs. Young regarding the application for her Medicare Advantage plan.