AHIP Practice Exam

What should Ms. Edwards do if she needs to fill lost prescriptions while traveling?

1. Fill them at any pharmacy without restrictions.

2. Only fill them at network pharmacies with lower costs.

3. Fill prescriptions at non-network pharmacies, potentially at higher costs.

4. Wait until she returns home to fill her prescriptions.

The correct answer is: Fill prescriptions at non-network pharmacies, potentially at higher costs.

When Ms. Edwards is traveling and needs to fill lost prescriptions, filling them at non-network pharmacies, potentially at higher costs, is often the most viable solution. This option is appropriate because it allows her to access necessary medications without delay, which is especially important if she needs them urgently during her travels. In many health insurance plans, including those often studied in the context of AHIP, members may have the option to use non-network pharmacies when they are away from home, even though it might involve higher out-of-pocket expenses. Filling prescriptions at non-network pharmacies can provide the flexibility required while traveling, as acceptance and availability may vary based on the insurance plan. Choosing this option ensures that Ms. Edwards can secure her medications promptly, maintaining her health and comfort during her travels. In contrast, filling prescriptions at network pharmacies with lower costs is typically ideal when at home, but it may not be feasible or available while traveling. Additionally, waiting until returning home to fill prescriptions could lead to disruptions in her medication regimen, which may have negative health implications. Finally, filling prescriptions at any pharmacy without restrictions could lead to complications or issues related to costs and coverage, making it less advisable.